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FHA 85% CASHOUT REFINANCE LOANS
FHA will allow cashout to 85% LTV with certain guidelines. If you
do not fit under this loan program, FHA also has an 85% LTV program. For
guidelines on the 85% cashout program,
We handle FHA loans in California and Arizona. Please feel free to call us
at 818-920-1600 to see if you qualify for this program or
to apply for this loan..
No mortgage lates allowed and must be current for month due.
Property must be a SFR, Condo, PUD, or 2 unit property.
Subordinate Financing. Subordinate financing may remain in place, regardless of the total indebtedness against the property. The borrower is not required to satisfy any outstanding subordinate liens, as long as they will clearly be subordinate to the new FHA-insured refinance mortgage
Property must have been occupied by the borrower as their primary residence for the previous 12 months.
Appraisal is required.
The borrower must qualify for new payments.
Non-occupant co-borrowers are NOT permitted.
MIP is required on all loans .
Loans now go up to $729,750.00 in many areas
Full documentation loans only.
To be pre-qualified for an FHA loan, please complete the following form. If you have a more detailed loan scenario, please click here and complete the form for a free pre-approval. We will contact you within 24 hours.
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