FHA Home Loans | FHA Refinance | The FHA Loan Process

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Looking to Purchase a New Home or Refinance Your Current Property?

Check Out the FHA Mortgage Loan Programs?


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Are you a first-time home buyer or even looking to buy your next home?  We specialize in FHA home loan programs.  This loan program only requires a 3.5% down payment.  FHA loans will go to  96.5% LTV on purchases and rate and term refinances.  FHA will also allow up to 85%  loan to value (LTV) on FHA cash out refinances.  We have other loan programs that will work with a FHA home loan that will require no down payment.  You do not have to have perfect credit! Call us at 818-920- to see if you qualify for these programs.

If a FHA loan is not right for you, we also have conventional and VA loans available!


Click to Get Pre-Approved Today!!!    818-920-



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Quick Rate Quote

For a quick rate quote, please complete the following form.  If you have a more detailed home loan scenario, please click here and complete the form for a free pre-approval.  We will contact you within 24 hours.

First Name *
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Loan Amount
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Credit Score
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FHA Loan Benefits

  • Low down payment requirements - 3.5% down.

  • Non-occupant co-borrowers ok.

  • All of the down payment can be a gift from a family member.

  • Get a streamline refinance with or without an appraisal.

  • Credit does not have to be perfect.

  • Seller can pay up to 6% of the purchase price towards buyers closing costs.

Premier Financial will pre-approve you for your new home purchase loan or if you are refinancing a home in California.

We will submit your loan file for approval on a refinance or purchase loan before you put any money out on an appraisal.  The pre-approval does not cost you anything and takes approximately 24 - 48 hours to receive.

If you are purchasing a new home, we will give you a letter of approval. You may submit that approval letter with your offer. This will let the seller know that you already have a mortgage loan in place and the escrow will close with ease. We are here to inform and help you all the way through your home loan process.  Please see the links on the left side of the webpage for some of the different loan programs available to you.

For your free pre-approval, click here. Please feel free may to e-mail me at Patricia@yourmtglender.com or call me at 818-920-.

We are available in the evening and on weekends.


We want to hear from you.  No Obligation, No Hassles, Just Information!  If you are not quite ready to commit, but just want to discuss your loan situation, give us a call. 

Call Us Today!




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Not Sure If You Can Refinance or Purchase?

The current market has made if very difficult for many borrowers to refinance or purchase a home.  If you are  not sure if you qualify to refinance or purchase a new home, click here to complete our short application.  We will contact you within 24 hours to go over your loan options or feel free to call us at 818-920-.  Available most evenings and weekends.

We have many loan programs available.  Some of these programs include FHA, FHA streamline refinance, VA, Conventional, Jumbo loan programs, home loan construction available at St. George, Utah. A great option in today's market is the FHA home loan programs.  FHA only requires 3.5% down payment at this time on a new home purchase.  If you are looking to refinance, FHA will allow up to 95% LTV on cash out refinances.  Click here to complete our short application.























Premier Financial is a California Mortgage Broker.  We handle loans in California. Since we specialize in many different types of  loans including FHA purchase loans, FHA refinances, conventional purchase loans, conventional refinances, VA loans,  and many more, we have many lenders to accommodate all of our clients needs.  With one phone call we can locate the best program, and interest rate for your particular needs.



Looking for a home in the San Fernando Valley?

Check out Paul Marduk with Housing Realty!

Serving the San Fernando Valley, Santa Clarita Valley and Simi Valley.



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FHA   Refinancing   FHA Streamline Refinance  First Time Home Buyer   Credit Problem   Interest Only Loans  VA Loans

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Licensed By the California Dept. of Real Estate

License #01407378

At this time we handle California home loans.  We also have FHA mortgage loans, FHA home loans for first time home buyers, and FHA streamline refinances available for some of these states.  We handle California FHA home loans and California FHA streamline refinance home loans. Contact us to see if a FHA loan is right for you.

Documents needed to process your FHA real estate mortgage loan California may include a loan application, bank statements, Federal tax returns, paystubs, credit report, and a loan California appraisal.  Other documents may be required for your FHA loan California depending on your personal situation.  To discuss your options for a loan California, please call us at 818-920-.



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