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If you have a current subprime mortgage loan that is about to adjust to a higher rate, give us a call.  We still have some great loan options available.  Some of the programs we have available go to 90% - 100% loan to value (LTV).  Call us to see if you qualify for these programs.

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Not Sure If You Can Refinance or Purchase?

The current market has made if very difficult for many borrowers to refinance or purchase a home.  If you are  not sure if you qualify to refinance or purchase a new home, click here to complete our short application.  We will contact you within 24 hours to go over your loan options.

We have many loan programs available.  Many of our programs still go up to 90% - 100% LTV.  If you are behind in your payments, we also have many foreclosure bailout loans available up to 65% - 70% LTV.  Click here to complete our short application.

 

 

 

 

Lighthouse Home Loans is a California Mortgage Broker.  We work with over 200 different mortgage lenders.  Since we specialize in many different types of  loans including California purchase loans, refinances, 2nd Trust Deeds, equity loans, sub prime loans and many more, we have many lenders to accommodate all of our clients needs.  With one phone call we can locate the best program, and interest rate for your particular needs.

 

 

 

 

Lighthouse Home Loans will pre-approve you for your new home purchase loan or refinance loan in California.

I will submit your loan file for approval on a California refinance or purchase loan before you put any money out on an appraisal.  The pre-approval does not cost you anything and takes approximately 24 - 48 hours to receive.

If you are purchasing a new home, I will give you a letter of approval. You may submit that approval letter with your offer. This will let the seller know that you already have a mortgage loan in place and the escrow will close with ease. I am here to inform and help you all the way through your home loan process.  Please see the links on the left side of the webpage for some of the different loan programs available to you.

For your free pre-approval, click here. Please feel free may to e-mail me at Patricia@yourmtglender.com or call me at 818-920-1600.

I am available in the evening and on weekends.

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For a quick rate quote, please complete the following form.  If you have a more detailed loan scenario, please click here and complete the form for a free pre-approval.  We will contact you within 24 hours.

Quick Rate Quote

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We want to hear from you.  No Obligation, No Hassles, Just Information!  If you are not quite ready to commit, but just want to discuss your loan situation, give us a call. 

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Documents needed to process your Real Estate loan California may include a loan application, bank statements, Federal tax returns, paystubs, credit report, and a loan California appraisal.  Other documents may be required for your loan California depending on your personal situation.  To discuss your options for a loan California, please call us at 818-920-1600.